You have decided to buy a house, now what? The best place to start when thinking about purchasing a home is to contact a reputable lender who offers many options for loans. The reason for this is because many homes only qualify for certain loan types as well as it is important to find out what price range is best for you. Foreclosures, which can be a popular home buyer option many times need some type of work which means only a conventional or rehab loan would be allowable due to the loan guidelines. A conventional loan is much more lenient with repairs that are needed where as a loan such as FHA, Rural Development or VA are much stricter. Many items that FHA, Rural Development and VA flag are chipping paint, missing GFI outlets, cracked concrete, curling or missing shingles, rotting wood, and more. The type of loan that works best for you is the absolute first essential step in the home buying process whether you are a first time or experienced home buyer. As your real estate agent I want to ensure that you have a successful and hassle free experience looking for a new home. Because of this, I always recommend to my clients that they first speak to a lender who can get them approved, and ensure that the deal goes through once we find your dream home. As one of the top realtors in Lapeer County, I have worked with numerous lenders over several years and have the best recommendations to help you begin this first step. Call or text me at 810-728-6417 and I can give you my top recommendations on lenders who can start you on the first step to finding your new home.